How to have sex with older chick?

i am 18 and there is a lady that lives next door to me that is extremely hot and she is like 35 to 45 years old. every time i go out side to get my mail she comes out to get hers and every time i stair down her bra and she always sees me and lets me for like five minutes every time she comes over when she leaves she always gives me a kiss on the lips so i really want to b@ng her cuz i always get a B on er when i see her